Top Credit Cards Casino Sites in Australia
All these top sites will provide an excellent user experience to real money players in an online casino. This includes the ease of depositing with your credit cards, AU-based support, and all the great games and bonuses you’d expect to find in quality brands.
Pros and Cons of Credit Card Casinos
pros
- Widely accepted for deposits and withdrawals
- Fast and easy to track
- Secure transactions due to data encryption process
- Instant deposits
cons
- 2.5% to 3.5% interest rate per month
- Lengthy withdrawals
Using a credit card is beneficial in many ways. The main benefit is the fact that most players already have a major credit card. Another benefit if the level of protection that is offered. Not only will the credit card companies protect players, but online casinos will also keep all information confidential. Credit card deposits are instant, so there is no waiting for funds to appear, nor is there a need to register for a payment service.
Most Searched Credit Cards to Use at Online Casinos
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Mastercard
Market leader in many countries, Mastercard promises to make online payments safe, simple and smart with just a few clicks on any of your devices – laptops, tablets and smartphones. As a result, many credit card casinos accept this payment method, and most players prefer it over other forms such as PayPal or Neosurf.
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Visa
Visa is also one of the largest global card networks in the world, providing easy to access and secure transactions. Most casinos accept this credit card to open a gaming account, and because of its new payment security capabilities, Visa is gaining its deserved place next to its bigger competitor: Mastercard.
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American Express
Popular worldwide for its premium credit cards, debit cards and cheque businesses, American Express (AMEX) is also accepted as a payment method in some online casinos. Unfortunately, even with its improved mobile app which promises to make depositing easier, not all casinos accept this credit card.
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Google Pay / Apple Pay
If you’re an Apple Pay or Google Pay user, then you’re in luck – more and more casinos accept these fast and secure payment methods every day. Plus, they are easy to set up.
Best Credit Card Casino
Visa and Mastercard are great payment methods because they are simple to use, widely accepted and most probably you already have one in your wallet. However, one perk of being a Mastercard user is that some online casinos will ask you to have another payment method to withdraw your funds. If you are a Visa user, chances are that you don’t need a second option for this.
How to Make a Deposit at Credit Card Casinos
Credit card casinos provide a great opportunity for players residing in Australia to play leading games from top software developers in the industry. For players to be able to enjoy actual winnings from these games, they will have to make use of a payment method like Mastercard or Visa at their chosen online casino. Since many Australian casino sites cater to Aussie players, there are always safe and secure methods that are available.
1. REGISTER AT AN ONLINE CASINO.
To become a player in an real money online casino, users must first create an account and make sure that the information matches the details on the credit card that’s planned to be used.
2. OPEN THE CASHIER.
Click on the deposit option on the site, which should be easily identifiable on the main menu of the casino.
3. SELECT YOUR CREDIT CARD OF CHOICE.
Some casinos that accept credit cards like Visa and MasterCard, present them as the same payment method. Simply select it and enter your card details: the name on the card, expiration date, the code on the back and the credit card number.
4. WAIT FOR CONFIRMATION.
Some casinos will also require a billing address and ID to complete the verification process. Once the credit card is confirmed, players can immediately use it to add money to their account.
5. ENTER THE DESIRED AMOUNT AND APPROVE THE PAYMENT.
Each credit card casino has a minimum deposit which varies between $10 and $30. There might be fees involved, but these will be clearly stated on the casino’s payments page. The transaction is then processed immediately and the funds will be in your casino account within a few minutes.
The funds that are deposited will appear on the monthly statement and players will be responsible for making the appropriate payment. Some online casinos will also accept credit cards to be used for withdrawals, but this is not always the case and some cards may not be accepted for these transactions. Before choosing a credit card as a payment method, check to ensure that it can also be used to withdraw any winnings that are generated at the credit card casino.
Tips For Using a Credit Card at Online Casinos
It’s normal for players to want to make the most of their gambling experience at an online casino. So, our experts have provided a few tips below for using a credit card.
- Minimum deposit – Make sure to check the minimum deposit of the casino. This can be anywhere between $10 and $30, and depends whether you are depositing money freely or claiming a bonus. Most of the information can be found either in terms and conditions, bonus conditions or the payment section.
- Eligibility – Check that your credit card company allows transactions to be made on gambling sites.
- Fees – Be aware that some online casinos charge fees when withdrawing or depositing money – or both. Some banks also may charge a fee.
- Safe sites – Not all gambling sites are trustworthy. Our comprehensive list of top online casinos is a good starting point at selecting the right casino for you. We only recommend sites that are trustworthy and secure.
- Security – As a handy guide, it’s best to check that the casino holds some sort of license, uses SSL encryption of 128-bit or higher and provides games from software providers that use RNG (Random Number Generated) software.
- Credit cards – As mentioned earlier, most casinos don’t allow for winnings to be withdrawn with a credit card. So, if you deposit with a credit card, make sure you have an alternative banking method if you plan to withdraw your winnings.
- Currency – Try to play at AUD dollar accepting casinos, so you don’t lose out on the conversion.
Safety and Security
If you’re a credit card user, then you’ll appreciate to know that there are several safety measures that make credit cards one of the most secure payment methods for online gambling. All payment details and information that is entered online, is encrypted and therefore cannot be seen by third parties.
Online payments also tend to come with two-factor authentication. This means that the owner of the credit card gets a unique code via text message or email for every transaction made. This helps prevent fraud and is an additional security measure to help protect customers’ payment details.
Summary
Several banking options exist for making deposits at your favourite online casino and one of those best ways is using credit cards. Most people own a credit or debitcard, which makes this method one of the most popular ways to deposit funds. All casino sites we recommend here accept credit cards as a payment method. Make sure to read our guides so you are up-to-date with the latest information and tips and tricks for using one.
Credit Card Casinos FAQ
Credit cards are a safer bet for online transactions. Banking companies like Visa or Mastercard offer fraud liability protections, concierge services and several types of rewards to credit cards holders. You can ask to your bank about its advantages before opening a credit card account.
Depending on your bank of preference, there could be some fees you will have to deal with. Usually, they’re charged per transaction, per month or per year, with ranges between 1.5% and 3.5%. It is advisable that you ask your bank about these fees before playing at any online casino.
Depending on the casino, the process can take from 2 to 14 bank working days. You can verify this information in the terms and conditions of any online casino.
There are plenty of alternatives you can choose as your banking option. For example, cryptocurrencies like Bitcoin or vouchers like Neosurf have become more popular during the past years. You can check the banking options of every casino when signing up or in their terms and conditions.